Welcome to AI CFO & CMO.
These Terms & Conditions ("Terms") govern your access to and use of the AI CFO & CMO website and SaaS platform available at https://ai-cfo-cmo.vercel.app/ (the "Service").
By creating an account, accessing, or using the Service, you agree to these Terms. If you do not agree with these Terms, you must not use the Service.
1. About the Service
AI CFO & CMO provides AI-powered business analytics and planning tools, which may include:
Features may change over time as we improve or update the Service.
2. Eligibility
You must be at least 18 years old to use AI CFO & CMO. By using the Service, you represent that:
- You are at least 18 years old.
- You have the legal capacity to enter into these Terms.
- The information you provide is accurate and current.
- You will comply with applicable laws.
3. Account Registration
Certain features require an account. You are responsible for:
- Providing accurate information.
- Maintaining the confidentiality of your credentials.
- Protecting access to your account.
- Not sharing your account in a manner that violates your subscription plan.
- Notifying us if you believe your account has been compromised.
You are responsible for activity occurring through your account unless caused by our failure to maintain reasonable security.
4. Acceptable Use
You agree not to:
5. User Content
You may upload or submit information, documents, files, datasets, or other content to the Service ("User Content"). You retain ownership of your User Content.
By uploading User Content, you grant AI CFO & CMO limited rights necessary to host, process, analyze, transmit, and use that content solely to operate the Service, subject to our Privacy Policy.
6 & 7. AI Content & No Professional Advice
AI CFO & CMO uses artificial intelligence technology, including **Google Gemini**, to generate forecasts, summaries, analyses, and recommendations.
AI systems can produce inaccurate or incomplete results. You are responsible for validating AI outputs. The Service does not constitute investment, financial, tax, legal, or accounting advice. Consult a qualified professional before making significant decisions.
8. Financial and Marketing Information
Projections, calculations, and analytical outputs are estimates based on information supplied to the Service. Actual results may differ materially. We do not guarantee specific financial results.
9, 10 & 11. Subscriptions, Payments & Refunds
Paid features require a subscription. Payments are processed through **Razorpay**. Recurring subscriptions renew automatically at the end of each billing period unless cancelled before the renewal date.
Refunds and cancellations are strictly governed by our Refund & Cancellation Policy.
12 & 13. Intellectual Property & Feedback
The Service, including software, design, logos, graphics, and code, is owned by AI CFO & CMO. Voluntary feedback provided by users may be used to improve products without compensation.
14. Third-Party Services
The Service relies on third-party infrastructure providers including **Supabase**, **Google Gemini**, **Vercel**, and **Razorpay**. Each provider operates under their respective terms and policies.
15 & 16. Availability & Account Termination
We aim to provide a reliable Service but do not guarantee uninterrupted operation. We may suspend or terminate accounts for violations of these Terms, non-payment, or security risks.
17, 18 & 19. Warranties, Liability & Indemnification
The Service is provided "as is". To the maximum extent permitted by applicable law, AI CFO & CMO will not be liable for indirect, incidental, or consequential damages. Users agree to defend and indemnify AI CFO & CMO against claims arising from misuse or terms violations.
20, 21 & 22. Privacy, Changes & Governing Law
Your use is governed by our Privacy Policy. These Terms shall be governed by the laws applicable in India.
23. Contact Us
For questions regarding these Terms & Conditions: