AI-POWERED FINANCIAL INTELLIGENCE

Know where your cash is going —

and what happens next.

CFOFlow gives growing businesses real-time cash visibility, intelligent forecasts, and an AI CFO copilot for faster financial decisions.

Setup in under 3 minutes
No credit card required
AES-256 encrypted protection
Live Bank SyncINR / USD
Cash Balance
$84,250
+12.4% vs last mo
90-Day Forecast
$22,100
Low point: Wk 10
Cash Runway
9.2 mo
Healthy Range
Monthly Burn
$18,450
OpEx Controlled
90-Day Projected Cash FlowPredictive Model
Historical
Forecast
Safety ($20k)
Day -30Today (Day 0)Day 30Day 70 (Wk 10 Low)Day 90
AI CFO Insight
Potential Risk Detected

Your cash position is healthy, but upcoming payroll and vendor payments may reduce your cash balance below the recommended safety threshold in Week 10.

AI CFO Assistant
Gemini Financial Engine
"Can we afford to hire two engineers?"
AI
Based on your current cash position and projected revenue, you can afford the hires, but your cash runway would decrease from 9.2 months to approximately 6.8 months.
Analysis CompleteView Analysis
90-Day Cash Forecasts AI CFO Chat Copilot AR/AP Ledger Grids What-If Simulator Risk Anomaly Scans Multi-Currency Support Bank-Grade Security EBITDA Margin Tracker PDF Executive Reports Real-Time AI Alerts 90-Day Cash Forecasts AI CFO Chat Copilot AR/AP Ledger Grids What-If Simulator Risk Anomaly Scans Multi-Currency Support Bank-Grade Security EBITDA Margin Tracker PDF Executive Reports Real-Time AI Alerts
Interactive Product Tour

See AI CFO in Action

Ask questions, forecast your cash flow, and test important business decisions before they impact your bottom line.

Certified Sandbox Gateway ConnectionsUSD ($)
Core Intelligence Query

"Will we run out of cash in the next 90 days?"

Solvency Confirmed
Current Cash Balance
$84,250
Today (Day 0)
Predicted Cash in 30 Days
$71,400
Day 30 Forecast
Predicted Cash in 60 Days
$48,900
Day 60 Forecast
Predicted Cash in 90 Days
$22,100
Low Point: Wk 10

90-Day Cash-Flow Projection Timeline

Historical cash vs AI 90-day predictive trajectory

Historical
Forecast
Safety ($20k)
Day -30Today ($84.25k)Day 30 ($71.4k)Day 60 ($48.9k)Week 10 Risk ($20.5k)Day 90 ($22.1k)
AI Insight

Your cash position remains healthy for the next 63 days. However, payroll and vendor payments in Week 10 could reduce available cash below your recommended safety threshold.

Predicted Risk: Week 10

Ready to See Your Business Through the Eyes of an AI CFO?

Try AI CFO Free

No credit card required. Get started in minutes.

Tailored Financial Intelligence

Built for Businesses That Need Financial Clarity

Whether you're running a growing startup, managing an agency, or leading a finance team, AI CFO helps you understand what's happening with your cash — and what could happen next.

Founders

Know your runway before making your next big decision.

  • Understand your cash runway 24/7
  • Forecast upcoming 90-day cash needs
  • Test hiring and spending decisions safely

Agencies

Predict payroll, client payments, and cash-flow gaps before they become problems.

  • Monitor incoming client invoice payments
  • Plan payroll and recurring software expenses
  • Identify potential cash shortfalls weeks early

Consultants

Track your business cash without spending hours building complicated spreadsheets.

  • Get a clearer real-time view of cash flow
  • Ask AI questions about your finances in plain English
  • Spend less time manually analyzing raw numbers

Finance Teams

Automate financial analysis, forecasting, and scenario planning.

  • Build multi-period cash-flow forecasts
  • Run real-time what-if scenario simulations
  • Identify financial risk anomalies earlier

Different businesses. One financial command center.

AI CFO turns your financial data into clear insights you can actually act on.

01 — SEE AHEAD

Predict Cash Trajectory

Understand where your cash is heading 30, 60, and 90 days out before shortfall risks impact your operations.

02 — ASK QUESTIONS

Plain English AI Chat

Get instant answers to questions like "Can we afford to hire?" without digging through complex spreadsheets.

03 — PLAN WITH CONFIDENCE

What-If Simulations

Test revenue drops, hiring models, or software expense spikes before committing actual capital.

Ready to Get Clearer About Your Cash?

No credit card required.

HOW AI CFO WORKS

From Financial Data to Better Decisions

AI CFO turns your financial data into structured insights, forecasts, risk signals, and clear answers you can act on.

03

3. Forecast Your Cash

See where your cash position could be heading over the next 90 days.

Pipeline Stage Active
90-Day Cash Position Forecast ModelHistorical → Projected
Today (Day 0)
$84,250
Day 30
$71,400
Day 60
$48,900
Day 90
$22,100
Day -30 (Hist)Today ($84.2k)Wk 10 RiskDay 90 ($22.1k)

Built around your financial data

AI CFO combines structured financial ledgers, math calculations, forecasting models, and Google Gemini AI explanations to help you understand your business clearly.

AI explains. You decide.

AI CFO is designed to help you analyze financial scenarios and detect risks. It provides decision support without replacing your accountant or business judgment.

See Your Business Through the Eyes of AI CFO

Built for modern businesses & high-growth finance teams
Agencies & Studios
SaaS & Tech
E-Commerce Brands
Consultants
Growing SMEs
Finance Teams
Tested Across 10+ Business Models

Trusted by Businesses That Want to Stay Ahead of Cash Flow

See how founders and finance teams use AI CFO to understand their numbers, identify risks, and make better financial decisions.

Featured Customer Story Demo Profile
"AI CFO gives us a much clearer view of our upcoming cash position. We stopped relying on spreadsheets to answer basic forecasting questions."
Forecasting: 90 days ahead
SM

Sarah Mitchell

Founder & CEO · Apex Digital Agency

Digital Agency
Digital Agency

"AI CFO gives us a much clearer view of our upcoming cash position. We stopped relying on spreadsheets to answer basic forecasting questions."

Forecasting: 90 days ahead
SM
Sarah Mitchell

Founder & CEO · Apex Digital Agency

Demo Profile
1 / 10

Why businesses choose AI CFO

01

90-Day Cash Visibility

Forecast cash inflows and outflows 90 days out to eliminate unexpected liquidity shortages.

02

AI-Powered Insights

Ask complex financial questions in plain English and receive instant data-backed answers.

03

Scenario & What-If Analysis

Simulate hiring, marketing spend, or revenue drops before committing capital.

04

Bank-Grade Security & AES-256

Multi-currency support, Bank-Grade Security with AES-256 Encryption, and sandbox ledger feeds.

Want to see what AI CFO can do for your business?

Join founders and finance leaders using AI CFO to predict cash flow and protect their runway.

What Makes AI CFO Different

Built for clarity, not complexity.

AI CFO gives you the financial clarity that used to cost a full-time CFO — powered by Gemini AI, available 24/7.

Core Engine

90-Day Forecasting

See your cash position weeks ahead — not after the fact. AI models your recurring patterns automatically.

AI Copilot

Ask Anything

Type any financial question in plain English. AI CFO digs into your actual ledger to answer it.

Global

53 Currencies

Track multi-currency transactions in INR, USD, KWD, AED, EUR, GBP, SGD and 46 more.

Real-Time

Instant Alerts

Get notified when cash drops below your safety threshold, invoices age past due, or anomalies appear.

Security

Security-First Architecture

HTTPS/TLS data transmission, strict tenant isolation, and secure sandbox data controls protect your information.

Simulator

What-If Simulations

Model hiring decisions, marketing budgets, or revenue drops — see the exact runway impact instantly.

Platform Capabilities

Every tool your CFO uses,
powered by AI.

90-Day Cash Forecasting

Models transaction streams to plot base, best, and worst projection columns in real time.

AI CFO Chat Copilot

Ask "Can we afford 2 new engineers?" or "Why did profit fall?" — get verified AI answers.

Anomaly & Risk Scans

Detects duplicate vendor receipts and sudden spikes in recurring software tiers instantly.

AR Aging & Collections

Grids client invoices, overlays payment probability scores, and triggers outreach sequences.

What-If Scenario Engine

Adjust sliders to model hiring or marketing spends and see real-time runway impact.

Bank-Grade Security

AES-256 encryption, certified sandbox gateway connections, and strict tenant data isolation.

Why Businesses Choose AI CFO

Stop reacting to your finances.
Start predicting them.

Cash Flow Blind Spots Kill Businesses

Most businesses don't see a cash crisis until it's too late. AI CFO gives you a 90-day forward view of exactly where your money is going.

90-day forward view

Your Books, Explained in Plain English

Ask AI CFO anything. Why did expenses spike? Can we afford a new hire? Get real answers backed by your actual ledger data.

Real answers, real data

Enterprise Intelligence, Startup Price

Large companies have full finance teams. Now you do too, at a fraction of the cost. AI CFO works 24/7 so you can focus on growth.

24/7 AI availability

Ready to see your business clearly?

Free to start. No credit card needed. Takes 2 minutes.

How It Works

Up and running in 3 minutes.

01

Connect Your Data

Upload CSV bank exports or connect live bank feeds. AI CFO maps your accounts in seconds.

02

AI Learns Your Business

Gemini categorizes transactions, spots anomalies, and builds your rolling cash model automatically.

03

Instant Intelligence

Ask anything. Forecast 90 days out. Download PDF reports. AI CFO never sleeps so you can.

SECURITY & PRIVACY

Built With Security in Mind

AI CFO uses modern security practices to help protect your account and financial information.

Bank-Grade Security

Bank-grade security protocols with strict tenant data isolation, AES-256 encryption, and HTTPS/TLS in transit.

AES-256 Encryption

Sensitive financial fields and ledger data at rest are protected using AES-256-GCM cryptographic encryption.

Secure Authentication

Protect access to your AI CFO account using password hashing, session tokens, and strict tenant isolation.

Certified Sandbox Gateway Connections

Certified sandbox gateway connections for secure financial data imports, API integration feeds, and simulated ledger modeling.

AI CFO helps you understand your numbers. You make the decisions.

AI-generated insights are intended for informational and planning purposes and should not replace professional accounting, tax, legal, or financial advice.

Bank-Grade Security
AES-256 Encryption
Certified Sandbox Gateway Connections
FLEXIBLE PLANS FOR EVERY STAGE

Simple Pricing That Grows With Your Business

Start free. Upgrade when AI CFO becomes part of your financial workflow.

Billing Frequency

Save more with annual billing. Yearly plans are billed annually.

Free

Best for: Testing AI CFO
0Forever

Explore AI CFO and understand how it can help you manage your business finances.

Includes:
  • AI CFO dashboard
  • Basic cash-flow visibility
  • Basic financial insights
  • 5 AI questions / month
  • 30-day cash forecasting
  • Demo Bank Connections

Starter

Best for: Solo founders & consultants
999/month
billed monthly

For independent professionals who want better financial visibility without complex tools.

Everything in Free, plus:
  • Extended 90-day cash forecasting
  • 50 AI CFO questions / month
  • Real-time cash alerts & notifications
  • CSV statement imports
  • Demo Bank Connections
  • Email summary reports
MOST POPULAR

Growth

Best for: Growing businesses
2,999/month
billed monthly

For businesses that need deeper forecasting, financial insights, and better decision-making.

Everything in Starter, plus:
  • Advanced 180-day forecasting
  • What-if scenario simulator
  • Advanced AI copilot & deep insights
  • AR & AP ledger grids
  • Monthly PDF executive reports
  • Priority customer support

Pro

Best for: Finance teams & enterprises
9,999/month
billed monthly

For teams that need advanced financial intelligence, collaboration, and higher usage.

Everything in Growth, plus:
  • Infinite forecasting horizon
  • Multiple business profiles
  • Multi-tenant team seats
  • Full API access
  • White-label report branding
  • Dedicated customer success manager
No credit card required for Free
14-day free trial on paid plans
Bank-Grade Security & AES-256 Encryption
Cancel or upgrade anytime

Not sure which plan is right for your business?

Compare AI CFO Plans

Full side-by-side feature breakdown

FREE
Testing AI CFO
STARTER
Solo founders & consultants
GROWTH
Growing businesses
PRO
Finance teams & enterprises
Got Questions?

Frequently Asked Questions

Everything you need to know before choosing your AI CFO plan.

Can I start for free?

Do I need a credit card to get started?

Can I upgrade or downgrade later?

What are Demo Bank Connections?

How accurate are the 90-day cash forecasts?

Is my financial data secure?

What happens when I reach my plan limit?

Can I use AI CFO for multiple businesses?

Can I cancel anytime?

Which plan is right for my business?

TAKE CONTROL TODAY

Ready to Take Control of Your Cash Flow?

Start free today and get instant visibility into your cash position 90 days out.

Real-Time Financial OS

Know your cash position
before it becomes a runway crisis.

Join thousands of founders and finance teams using AI CFO for 90-day cash forecasting, automated risk scans, and intelligent scenario modeling.

Free Tier Available No Credit Card Needed Supabase Auth Email Verification
Sign In to Workspace