AI CFO & CMO ("AI CFO & CMO", "we", "us", or "our") respects your privacy and is committed to protecting your personal information.
This Privacy Policy explains how we collect, use, store, disclose, and protect information when you access or use our website and SaaS platform available at https://ai-cfo-cmo.vercel.app/ (the "Service").
By accessing or using the Service, you acknowledge that you have read and understood this Privacy Policy. If you do not agree with this Privacy Policy, please do not use the Service.
1. About AI CFO & CMO
AI CFO & CMO is an AI-powered SaaS platform designed to help businesses and users with financial and marketing analysis, including:
AI CFO & CMO does not provide investment advice, financial advice, securities recommendations, or personalized investment recommendations.
For privacy-related questions, you can contact us at: princesinghrana01@gmail.com (Country: India).
2. Information We Collect
We collect information that you provide directly to us, information generated through your use of the Service, and limited technical information necessary to operate and secure the platform.
2.1 Account Information
When you create an account, we may collect name, email address, login/authentication information, account identifiers, and SaaS account settings. Authentication and account services may be provided through **Supabase**.
2.2 Uploaded Files and Content
The Service allows users to upload Excel, CSV, PDF files, financial reports, and business documents. You are responsible for ensuring that you have the necessary rights, permissions, and lawful basis to upload information to the Service.
2.3 Payment Information
Paid subscriptions are processed through **Razorpay**. We do not intentionally store complete credit/debit card numbers on our servers; payments are collected directly by Razorpay under their privacy terms.
2.4 Automatically Collected & Analytics Information
We automatically collect technical data including IP addresses, browser types, device information, operating systems, and page views. We may use **Vercel Analytics** to evaluate usage and website performance.
3. How We Use Your Information
We use information collected through the Service to:
- Create and manage user accounts and authenticate users.
- Provide AI CFO & CMO services, process uploaded files, and generate dashboards & forecasts.
- Process subscriptions and payments via Razorpay.
- Communicate regarding accounts, customer support requests, and service updates.
- Detect, investigate, and prevent fraud, abuse, unauthorized access, and security incidents.
- Monitor and improve performance, analyze usage trends, and comply with legal obligations.
4. Artificial Intelligence and Google Gemini
AI CFO & CMO uses artificial intelligence functionality, including **Google Gemini**, to provide financial analysis, forecasts, business insights, marketing analysis, reports, and dashboards.
We do not intentionally send your personal account information to Google Gemini merely because you create an account. Information submitted for an AI feature is processed as necessary to generate outputs.
AI-generated outputs may contain errors or inaccuracies. You should independently verify important business, financial, accounting, or tax decisions. AI CFO & CMO is an analytical software tool and is not a substitute for a qualified accountant, financial advisor, or legal professional.
5. How We Share Information
We do not sell your personal information.
We share information only with essential service providers necessary to operate the platform:
- Supabase: For authentication, account management, databases, and backend infrastructure.
- Google Gemini: To process prompts and generate AI-powered insights.
- Razorpay: To process payments and subscription billing.
- Vercel: To host and operate website infrastructure and run Vercel Analytics.
6. Legal Disclosures
We may disclose information when reasonably necessary to comply with applicable law, regulation, court orders, governmental requests, protect safety and property, investigate fraud, or enforce our agreements.
7. Business Transfers
If AI CFO & CMO is involved in a merger, acquisition, financing, restructuring, or sale of assets, user information associated with the Service may be transferred as part of that corporate transaction.
8. Data Retention
We retain personal information only for as long as reasonably necessary to provide the Service, maintain accounts, complete transactions, comply with legal requirements, and resolve disputes. When information is no longer needed, we securely delete or anonymize it.
9 & 10. Account Deletion & Right to Correct Information
You may request correction or complete deletion of information associated with your account by contacting us at: princesinghrana01@gmail.com
Please provide sufficient account details for verification. We take reasonable steps to verify identity prior to modifying or deleting account records.
11, 12 & 13. EEA/UK, United States & India User Rights
EEA & UK Users
Rights include access, correction, deletion, restriction, portability, and lodging complaints with data protection authorities.
United States Users
State privacy rights include access, correction, deletion, and data portability. We do not sell personal data for monetary consideration.
India Users
Operated from India under applicable Indian data protection & grievance redressal requirements.
14. International Data Transfers
AI CFO & CMO uses global service providers (Supabase, Vercel, Google). As a result, your information may be processed or stored outside your country of residence under reasonable legal measures.
15. Cookies and Similar Technologies
We use essential cookies, local storage, and analytics technologies to maintain authentication sessions, improve performance, understand website usage, and secure the Service.
16 & 17. Data Security & User Responsibilities
We enforce reasonable technical and organizational measures designed to protect information. Users are responsible for ensuring they have legal rights to upload business files and for maintaining confidentiality of credentials.
18 & 19. Children's Privacy & External Links
The Service is intended for users 18 years of age or older. We do not knowingly collect data from minors. Links to third-party services are subject to their respective privacy policies.
20 & 21. Marketing Communications & Security Incidents
You may opt out of promotional emails. If a security incident occurs involving personal data, we will take prompt investigation, mitigation, and required legal notifications.
22 & 23. Changes to Policy & Contact Us
When changes are made, we update the "Last Updated" date at the top of this policy. Continued use constitutes acknowledgment.
24. Important Disclaimer
AI CFO & CMO provides software-based analytical and AI-powered tools. Information, forecasts, reports, dashboards, analyses, and outputs are provided for informational and business-planning purposes only. AI-generated results may contain errors. AI CFO & CMO does not provide investment advice, securities recommendations, tax advice, legal advice, or professional accounting advice. Users should consult an appropriately qualified professional before making material financial decisions.